PRICING
₹149
One plan.
The whole product.
THE PLAN
₹149
per month
All 14 core features.
All 6 cart interception platforms.
All 11 supported Indian banks.
Unlimited transactions, tags, stories, goals.
Tamil + English. First-class both.
Privacy-first architecture.
Priority support.
All future updates.
UPI AutoPay · No credit card during trial · ₹1,788/year total
THE MATH
₹149 × 12 = ₹1,788 per year.
Average user redirects ₹3,840 per month.
₹3,840 × 12 = ₹46,080 per year.
Return on subscription: 25.8x.
If we can't help you redirect at least ₹149 in month one, your subscription hasn't earned its keep. We'll say so in the renewal screen.
WHY NO FREE TIER
The honest answer.
FinMindEarth's value emerges in week 4. Your patterns surface. Your savings impact number activates. Your weekly story shows real momentum. A free tier user who quits in week 2 never gets to that moment.
Paid users are 5–10x more engaged than free users. They tag transactions. They complete the morning ritual. They read the weekly story. The product works because the user works. The work happens because they invested.
We don't sell ads. We don't sell your data. ₹149/month is how we stay independent. Without your subscription, we'd need to monetise you in ways neither of us would like.
That's why.
FAQ
Cancel within trial?
No charge. Account removed. Data wiped in 24 hours.
Annual plan?
Coming in Phase 2. ₹1,490/year (2 months free). Monthly only for now.
Payment fails?
3-day grace period. Full access. Razorpay retries. Gentle reminder. No surprises.
Student pricing?
Not yet. We hear the request. Phase 2 consideration.
Money back?
If FinMindEarth genuinely didn't work for you, email us. We'll refund your most recent month. First 90 days.